Privacy Policy

The developer of Oh Money is yatlongchoi95@gmail.com. Oh Money ("we") has put together this Privacy Policy to describe how we collect, use, store and protect information from our software applications ("Apps"), our website, and any other services we provide ( collectively referred to as the "Services") personal information. Before you use, we recommend that you read this Privacy Policy carefully. If you use our application, you agree to the content of this Privacy Policy.

Main information we collect:

1. Personal information: Including name, identity and phone number, to ensure the authenticity of the information provided by the user.

2. Financial information: Including your personal account number, etc., so that you can receive loans conveniently.

3. Camera information: Some functions may require face recognition and image uploading, so it is necessary to collect user camera permissions to help users upload necessary images and face data during the lending process, which is only used for collection during application use.

How we use the information collected:

1. When implementing other services (if any), the services are provided in accordance with the terms of use, terms and/or agreements

2. Evaluate your request and verify the conditions required to process it

3. To provide the convenience, facilities and/or information you may need for the services provided in our mobile application

4. Provide the most relevant advertisements and/or offers based on your profile and needs

5. According to this policy, we will not provide, sell, rent, share or trade user personal information to any third party

Purpose of collecting personal information:

1. Determine that you are an eligible borrower

2. Facilitating the use of the Services

3. Compare and verify information with third parties to ensure that the information provided is true, accurate and correct

4. Help us analyze how our services are used

5. For the development of our mobile applications in order to always meet the future needs of our customers

How we store and protect your personal information:

We recognize how important it is to protect and manage the information you share, so we upload your personal information to Security Center. We use protections such as firewalls, encrypted data, and TLS (Transport Layer Security), enforce physical access controls in our data centers and files, and we only grant access to those employees who need it to perform their job duties. When users share data with us through this website, that information is protected by Secure Sockets Layer (SSL) encryption. We comply with industry standards and constantly monitor internet developments to ensure our systems evolve as needed.

Your account:

If you wish to use our application, you need to register your personal account. You are responsible for maintaining the confidentiality and security of your account and account password, as well as your activities in or through your account, and for accessing your computer or mobile device to prevent unauthorized access to you 's account.

Changes to this Policy:

We reserve the right, in our sole discretion, to change this Privacy Policy from time to time. You can review updates to our Privacy Policy at any time by following a link on our website. You agree to receive electronic communications and/or postings of the revised Privacy Policy on the Site, and you agree that such electronic communications or postings constitute notice of the Privacy Policy to you.

If we make material changes to this Privacy Policy, we will notify you by posting the revised Privacy Policy or through a notice on our website, as a pop-up within our app or as required by law. You agree to review the Privacy Policy periodically for any modifications. You agree that your continued use of the Services after we post a revised Privacy Policy or provide a notice on our website constitutes your acceptance of the revised Privacy Policy.

Deletion of data:

If you wish to have your personal data and usage data deleted, you can contact us by email( yatlongchoi95@gmail.com) and we will process your request within 7 working days.

Contact us:

If you have any questions or suggestions about this Privacy Policy, please feel free to contact us at the following email address: yatlongchoi95@gmail.com.